[carcostthrow]

> I lived in a rural location and now in suburbs and still never had any issues, even 4 years ago when there were far fewer chargers. Here is a map of the level 2+ chargers in the country:

As he said, different circumstances can shift the solution point. What you have someone that doesn't have a data plan on their phone, or doesn't carry a smartphone and thus doesn't have access to a mapping app? Or the charge point requires a smartphone app that I don't connectivity to use with?

For me as well an EV is questionable. My gas burning SUV is $1100 a year to insure, tax included. A Tesla Model 3 at the same level insurance would could me $6014 a year before taxes. I don't drive enough to save $5000 in gas and maintenance a year.

Then there's my garage. Long story short, the best it can do right now is 120V 6A charge speed. To properly upgrade my garage to support a full EV would cost an additional $2500. Assuming if I also have to upgrade the electrical mains from 100A to 200A, it's $15,000 to $25,000. And my electricity costs 20 cents a kilowatt hour.

Does buying an EV it still make sense after all that if you were in my circumstances?

[jliptzin]

You need fast charging at home, end of story. If you can only get 120V at home, forget it. That being said once you do get it, it's so nice never having to stop at a gas station again.

As for insurance, you should shop around. Not sure what's on your driving record, but it was $90/mo for me to insure my brand new model 3 when I had that vehicle. But I don't have any tickets/accidents or large claims.

[revscat]

> A Tesla Model 3 at the same level insurance would could me $6014 a year before taxes.

I find that incredibly difficult to believe. According to [1], the average cost to insure a Model 3 is $2500, which tracks with what I am paying.

Who quoted you $6k/year?

[1] https://www.forbes.com/advisor/car-insurance/vehicles/tesla/...

[carcostthrow]

TD Insurance and Intact as well as a from an insurance broker.