[synergyS]

Calculate the net pay etc. while being compliant with federal/state regulations only, or automate payments to employee accounts as well? What is the minimal value that such saas can provide to get massive number of users?

[jqpabc123]

Automated payments would offer a huge advantage. And now is the prefect timing with the FedNow service just becoming available.

https://www.federalreserve.gov/paymentsystems/fednow_about.h...

Payments also offers the perfect monetization option --- charge for each transfer.

[jqpabc123]

Update

Automated payments may not be necessary.

With the new FedNow service, some banks are offering cash managment software that allows direct transfer to employee accounts. A payroll system may only need to interface with these.