[eldritch_4ier]

I think things like this have been tried (like shipping container homes). Problem isn’t lack of capital for a solution like this, it’s lack of demand and zoning issues.

Houses made out of dirt or cargo containers don’t appreciate all that well, so while you have a shelter over your head, you’re still just throwing money away as if you’re renting (except you also have a mortgage with a big down payment and interest).

Maybe you could address homelessness with enough of these and made cheaply enough, but it won’t affect the housing crisis so much, because people want affordable but appreciating homes. Like the desire to buy cheap stocks that go up a lot, it’s easier said than done.