[kneebonian]

> Bloomberg asked economists to estimate how many borrowers died > That number was then multiplied by average amount of debt owed

Doesn't seem like the most accurate way to do that.

> The US government will have to write off billions of dollars of student loans from borrowers who died during the pandemic, adding another complication to a system ill-equipped to handle the resumption of payments this fall.

Wait so we're just talking about borrows who died during the pandemic. I get that a lot of people died during the pandemic bust most of them fell into the category of people who were substantially older, and as consequence are least likely to be paying back on student loans, as those usually are paid off earlier in life. Especially since most of these people would've had much smaller loans.

> The calculation to arrive at the lost revenues is twofold. First, Bloomberg asked economists and demographers to estimate how many borrowers died during the forbearance period. Loan holders skew older now than before the pause and thus have a higher probability of dying.

Again I'm going to guess many of those paying student loans skew younger (<40) and thus 2 years probably doesn't change their mortality rate all that much.

Seems to me like the whole article was designed more for clickbait than any rigorous analysis.