[noodlenotes]

It depends on how big the TC difference is. If you can make 2x working at a more volatile company, you can stash away the extra to get through hard times.

I would also only count TC in the first year (or 6 months), not some stock options that vest in year 2+.

[insanitybit]

It generally takes ~2 years to actually turn your unstable stock into a stable dollar value. As many who joined Square (Block now lol) learned - your idiot CEO can tank your money printing machine at any moment, and while your stock may have quadrupled since you started it's just one dumb move away from dropping a ridiculous amount, and all before you could actually turn any of it into a dollar.