[smachiz]

If you're going to redeem points as cash for flights, the UR portal seems fine IME, there's less variation unless you're booking consolidator fares. You're going to get 1.5c per point using the Reserve card.

To get more than 2c per point, you have to be redeeming against business/first class or otherwise very expensive tickets.

But is it still worth 2c if you would have never paid $11k for the seat in the first place?

[nwiswell]

> But is it still worth 2c if you would have never paid $11k for the seat in the first place?

Nope. I've even second guessed the Hyatt hotel reservations on this basis (I would likely have selected a different hotel).

The whole thing is really dubious. The banks have a major interest in convincing us that their points are worth more than they're actually typically redeemed for. A whole lot of the travel/point blog sites are essentially astroturfed.

If I could get all of my UR points cashed in at 1.5 cents I'd take the deal. Cash is just so much more flexible.

Maybe the best way to tackle this problem is a survey: "what's your cash-in value?"