[vparikh]

My simple rules about money and investing for the future:

- Max out 401K and place it in S&P 500 mutual fund - Take an additional 15% and but into an S&P 500 mutual fund - Don't look at it, just keep buying at regular intervals until you decide to retire.

The rest of your money - do what you wish (within reason) and stay out of debt.

Simple? Yes.

Contrary? Yes.

Proven historical returns that beat inflation? Yes - https://www.officialdata.org/us/stocks/s-p-500/1973?amount=1...

You can thank me when you retire :)