[k0k0]

Zero Liability fraud protection and zero foreign transaction fee are table stakes for any major travel card though.

It is the other travel protection benefits where Chase has an edge with better insurance. Additionally Chase has a lineup of travel reward transfer partners that are more compelling for USians. The redemption rate can be up to 50% higher. It also rewards better for heavy restaurant goers. The Venture X has cell phone insurance, but I've not found it worth it these days given the large differential in Bank account Auto Pay incentives with all the major carriers, and it does not cover prepay.

The Capital One Venture offerings are not terrible, it is a cheaper card.

There's also no reason why you need or should do deposit banking at the same place you use for credit cards. The incentives for doing so have never been compelling.