[griffiths]

What you are talking about is a Charge card, but in Europe you can get a Revolving credit[1] card as well but I would say they are not as common as in US.

On the Charge "credit" card you don't pay interest unless you go into overdraft at the end of the payment day for the month.

With the revolving credit you pay the balance on your own terms but you pay the interest rate for it until closed.

[1] https://www.investopedia.com/terms/r/revolvingcredit.asp