[BluePen8]

By the time you’re a young professional your credit is honestly pretty decently established, hell I tried to buy a house on an internship and they qualified me for a 250k mortgage with a 48k salary.

Hell I know guys that went straight into the workforce after high school, nothing stopped them from financing 6 figure pickup trucks, and those depreciate badly in comparison and are harder to repo and re-sell.

Problem is, most places with work that won’t get you a place to live. Houses used to be 3x the median income, nowadays it’s more than 10x.

The idea of housing only being for very established people is new, and only due to its staggering costs nowadays. When my father moved to a town to wash dishes at a pub, he bought himself a house. Cost him 3x his salary.