[blur13]

You're gonna have a problem when you're on a trip abroad and lose your phone. Your only recourse is to go to the local internet cafe and log on to your email so you can send a message for help. Except you can't, because you dont know your password...

[KronisLV]

> You're gonna have a problem when you're on a trip abroad and lose your phone.

There's also the possibility of bringing my netbook with me, which also could have a Nextcloud client setup (or Syncthing, or some cloud based option), same as every other device that I own, which would have the last offline backup of the file even if the server itself would blink out of existence.

Honestly a bigger problem without my phone would be the fact that I basically couldn't pay for things all that well when using a card, because of a redirect to my bank when making a purchase online (to confirm it), which then makes me use https://www.smart-id.com/ with a code to confirm it. That's kind of a problem because it's not TOTP but rather it's bound to the device.

I can work around the password safe issue with an SD card that has the database on it, or a USB stick as well, but that wouldn't work for the app, so in the modern day I'd basically need to have two phones, the same way someone might have two sets of keys to their apartment or something. Kind of crazy when you think about it. And I'd also need a smart card reader to even register a new account in most cases, in combination with my government issued ID card.

[buggyipadmettoo]

Solution: use a memorable password for one of your cloud services. One that does not require 2FA. Keep a copy of password db there.