[benplumley]

You automate all the recurring things (this is built into Gnucash), enter the non-recurring things (takes a minute or two a day if that day even had any transactions) and reconcile against the bank's statement/app/website monthly to make sure its representation stays accurate.

Once you've entered a transaction once, its autocomplete handles those going forwards so entering a new transaction is as quick as typing the first couple of letters of the shop name, pressing tab a few times, then entering the amount.

[professoretc]

> You automate all the recurring things (this is built into Gnucash

Is it? When I last looked at GnuCash (which, admittedly, was like 7 years ago) you could not setup automatic categorization of transactions. You couldn't say, while going through imported transactions, "Every transaction where the payee is utility company should come from the Utilities account". The idea was that GnuCash was using some kind of Bayesian scheme to learn how to categorize your transactions automatically, but you had to input your transactions manually 3 or 4 times before it started working. Which, for me, seemed like a huge waste of time since 90% of my transactions could be automatically categorized by simple keyword matching against the payee or description.

[benplumley]

I'm not talking about importing transactions, that's not a feature I use because it'd take longer than entering manually if you did it daily. I'm talking about the scheduled transaction editor, where you enter e.g. your rent manually once then schedule the same transaction to happen monthly. This should still work if you also import the non-recurring ones.