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barefeg | 2 years ago

Does splitting here mean each person pays half of the price of the shared item? If so that puts more pressure on the lower earner. One approach would be to put both incomes in a big pot, take all the shared expenses from that pot, and then divide and distribute the rest between the two.

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tangent87|2 years ago

Me and my wife kind of do this. More specifically we contribute to family expenses proportionally to our income and we pay all family expenses from a shared bank account (fed with monthly contributions). Any personal expense is paid by our personal account. This guarantees that we do have the same saving rate and this feels to me much more fair that a 50/50 split.

barefeg|2 years ago

We started with something like this as well. The problem is that the savings and disposable income will also be proportional. If the difference in salaries is large then it could seem unfair. But then again it depends whether you view wealth as an individual or shared affair.

brnt|2 years ago

If you end up with the same saving rate, couldn't just just unsplit that too?