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brahbrah | 2 years ago

Would you pay it off early if you have a 2.5% interest rate and could get a guaranteed 5+% on a CD?

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polka_haunts_us|2 years ago

I'm in this situation with my car right now, I have the money to pay it off but why bother when I can make the monthly payment with savings account interest.

monkmartinez|2 years ago

Depends... It would depend on the price to service the mortgage. I would do a quick model to see the timeline to "break even" on paying in full verses the total amount of interest paid to service the loan for duration of the term.