[dividendpayee]

Besides the point, but why would you abbreviate "Downloadable" as "D/loadable"? The confusion vs. two extra letters trade-off doesn't seem worth it at all to me.

[TaylorAlexander]

It's particularly funny to me to save two characters while linking to a 568 page PDF.

[defrost]

People vary a great deal, for example the trade-off in making a lengthy comment from a meconium account doesn't seem worth it to me.

[godelski]

I'm uncertain if this was a joke or not, but either way I laughed.

[permo-w]

reminds of the plastic vs cotton bag carbon footprint debate