[paws]

According to Matt Stoller [0] we have Alan Kaplinsky [1] to thank.

> Kaplinksy’s claim to fame is that he’s the lawyer who figured out you could get rid of the ability of a consumer to go to court by using what’s called a pre-dispute arbitration provision in a contract.

I'm no expert but Kaplinsky sure sounds like a modern day super-villain.

[0] https://www.thebignewsletter.com/p/ending-junk-fees-the-most...

[1] https://www.ballardspahr.com/People/Attorneys/K/Kaplinsky-Al...