[CtrlAlt]

I've been using Copilot for almost 2 years. I'd give it a +1.

I switched from YNAB since I wasn't really following the YNAB methodology and really just wanted something simpler (set a budget for a category & tell me at the end of the month how I did, and review my transactions for the day).

Some downsides:

* Some of the integrations are flaky (AMEX gets logged out almost every day, making me sign in again). Probably not copilot's fault, more like the plaid API.

* Meh about the yearly subscription. But hey, 95 dollars a year for something I use on a semi-regular basis isn't bad.