[mooxie]

But if someone has access to your account information in such a way that they can make purchases in your name isn't that a you, or your bank, problem? Couldn't that same person just spend the money elsewhere?

I'm just trying to understand the scenario here: you are caught up in a fraud, and unknowingly you give the fraudster access to information that they are able to leverage to make fraudulent purchases in your name and the 'win' here is that they can't spend it on crypto?

It seems like there are multiple points at which to address this problem prior to how they're spending your money.

Edit: I guess a lot of the comments are talking about the scam being that you are scammed into purchasing crypto somehow, a different scenario than someone having control of your account. Still though: people have been successfully swindling over the phone for a century. Having someone buy Monero instead of a wire transfer is just procedural.