[pmg102]

> At the end of your life, your children get to use your housing wealth for their own housing

would that this were true. In the UK at least, that wealth is often needed to pay for end-of-life care. The government will only pay for care once your own wealth including property wealth has been spent.

[MattGaiser]

Can you just give it away earlier in life to avoid that? I have heard of plenty of people doing that with Medicaid.

[pmg102]

I believe it's called Deprivation of Assets if they catch you doing that and they won't play along. Even if you suddenly start buying sports cars you never used to. Pretty Orwellian if you ask me, but then if you want other people's tax to pay for your care I guess gov can set whatever criteria they want to on that.

[4death4]

Do people use trusts?