[dmakian]

There is not a lot of great content out there making this clear, but basically all that matters for basic fine tuning is how much VRAM you have -- since the 3090 / 4090 have 24GB VRAM they're both pretty decent fine tuning chips. I think you could probably fine-tune a model up to ~13B parameters on one of them with PEFT (https://github.com/huggingface/peft)