In terms of pricing model Adobe is generous compared to Figma. Someone with their own creative cloud subscription can open my .psd's. But if I want to collaborate with someone in Figma, I need to pay for their access even if they have their own paid Figma account.
capableweb|2 years ago
But even so, Figma's prices have been increasing, the product is being segmented, they're increasingly pushing for various addons, even if Figma still is cheaper than Adobe.