[reirob]

My bank in France (Credit Agricole) requires me to install an App on the phone in order to do operations like entering an non-french IBAN to transfer money to supiers. Stuff that worked before easily over the web, doesn't work anymore if I don't install the app. Now I need to go physically to the branch. And they tell, this is because if security - such a lie. Apps are much more insecure than web + sms tokens.