[perfunctory]

> Poor impulse control periods

> the seasonality of human behavior

Is it really a thing? Does impulse control come in waves?

[JumpinJack_Cash]

> > Does impulse control come in waves?

We know inflation, debt and violence do. What human behavior can possibly be the base cause for such effects?

[helboi4]

Yeah that sounds ridiculous to me. Yes I can understand that high interest rates come from periods of iresponsible borrowing by capitalists who have become complacent due to low interest rates continuing for a long time. However, to act like this complacency, which is caused by a deep understanding of the economy and business-minded spirit, would also affect the lower classes in some way even though they are largely unaware of the details of the economy or lack the ability to exploit it, is a strange stretch. Even more of a stretch is saying that the lower class equivalent of risky borrowing because of a feeling of security is... doing crime because you feel so secure in your employment?? Why would anyone in their right mind be compelled to do crime because your life is just going too well and you have too many opportunities to better yourself legally? The claims of the article make much more sense.

[JumpinJack_Cash]

> > your life is just going too well and you have too many opportunities to better yourself legally?

Internalized concerns about time opportunity cost and sense of urgency and the aforementioned poor impulse control and irrational exuberance, a mix of all of them too.

Test it on yourself, when you are in a good mood or in a 'let's go after it' mood you are more likely to be speeding, the higher the mood, the lower the impulse control, it can drive you up to 120-130 mph maybe while your favorite song is playing and there is a stretch of open road ahead. Even 140 if your car is powerful, and you don't notice it. You are breaking a bunch of laws in that moment without realizing.

It comes from within, it has nothing to do with finances, job market, savings or any reasoned thought. Thank God! Being irrational and getting away with it, and then looking back in a moment of rationality is an emotion that makes us human.

[downWidOutaFite]

No