[bidandanswer]

> The 3% fee is a much smaller problem to have than what the world of crypto brings.

That's not an argument. Name the problems specifically.

> Oh and while we are at it, remind me how to get majority of customers to pay in crypto who are used to just credit cards or wires

There are tons of off-the-shelf checkout flows that allow customers to pay in cash and companies to receive the funds on chain.