[keltex]

If you just have W2 income, there's no reason you can't fill out the regular 1040 form yourself. Sure might take you an hour or so, but no software to purchase. Just costs a stamp to mail it in!

[SamuelAdams]

Just a caveat: in 2020, processing paper returns was considerably more delayed than digital submissions. If you want your return to be processed quickly, digital is almost always faster.

https://www.gao.gov/blog/more-delays-ahead-pandemic-continue...

[bombcar]

I have a form telling me about the interest the IRS sent me because amendments to forms are almost always paper-sent, and it took so long to process my additional return that they owed interest on it.

[bluGill]

If this makes a difference to you then you should adjust your withholding so you get less back. There are better ways to save than a tax refund.

[tialaramex]

The online forms don't have an income limit, so you don't even need a stamp.

[coldpie]

I agree, but instead of paper, use the free file fillable forms the IRS provides to submit it digitally. Link will be up here in a few days: https://www.irs.gov/e-file-providers/free-file-fillable-form...

[madboston]

This is true. The thing that most people won't appreciate is that taxes that are not done online are processed at a very slow pace. Most people don't try to optimize their withholding in a way to get close to 0 tax returns and won't be willing to wait long times to get any kind of returns. We all are paying cost of capitalism.

[akerl_]

It seems odd to be willing to give the government a loan over the course of the year, in the form of overwithholding, but then not be willing to wait a few more weeks to get the payout. If somebody is impatient to get their hands on that money, why not fix their W-4 so they get it with every paycheck?

(Also, as noted in the parallel comment, the forms can be submitted online, separately from the Free File service)