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smaccona | 2 years ago

I pay ~$440 a month for two vehicles. My buddy in PA thinks it’s because I live in New York.

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zdragnar|2 years ago

Some states have weird laws that affect prices, too. I once got hit while in MN, and the insurance company had to pay out for the cost of a new body panel. The shop gave me the option of a new panel, or a refurbished one off of a scrap car.

It looked identical when they were done, but I ended up getting a check cut for half the value of the new panel because the used one was so much cheaper.

As I was in college at the time, a free $800 made my day.

bombcar|2 years ago

I could see the state requiring new parts because of unscrupulous insurance companies insisting that shitty used parts were fine: but it’s nice you had the option of taking the cash. Best of both worlds, really.