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moduspwnens14 | 2 years ago

I tried out YNAB, Rocket Money, and Quicken Simplifi.

YNAB was a bit too opinionated and "hands on" for my tastes. Rocket Money seemed to be geared toward the "we'll cancel subscriptions for you" use case and was otherwise not configurable enough.

Quicken Simplifi seems much closer as a spiritual successor to Mint. It's mostly hands-off, though you can set up configurable rules and budgets. And it worked with all of my accounts.

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zorkus|2 years ago

Also a +1 for Simplifi. I switched from YNAB recently. Simplifi maybe isn't as nice looking and feels like the focus is definitely on function (imo), but it seems better for general purpose tracking, and it costs a bit less.

My bank (PNC) was supposedly going to be making it harder for Plaid to connect so I went looking for a different tool. So far it seems like Simplifi will be able to connect multiple times a day for that extreme scrutiny fix! I'd rather banks just play as nice as possible with data aggregators, but I also didn't feel like moving to another bank just to keep using YNAB reliably.

I will give my experience with YNAB full credit for making me realize I need to be tracking expenses carefully, even if I don't need a tool built around YNAB's specific budgeting system.

RestlessAPI|2 years ago

+1 for Quicken Simplifi. YNAB is more of a methodology, and you pay for the UI. Simplifi is more of tool that lets you look at your money as you see fit.