yeah, there's absolutely no "maybe" about it, you are definitely out of touch :). I don't know in what way exactly, but something is off. What is your per kwh rate exactly? You might be getting some kind of subsidies that you are not aware of, perhaps? I used to live in a 1200 sqft house in LA without any AC or anything consuming too much electricity, and 10 years ago before all the rate hikes I was still paying more than $100/month in west LA.
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