[pionar]

> For the payment situation for example, Apple Pay (and Google Pay) use EMV Tokenization so that your actual credit card number is obfuscated

As does Samsung Pay. As could any number of tap to pay providers, if Apple would let them on iOS.

[shuckles]

Actually Samsung Pay for the longest time supported MST which was not secure and supported transmission of payment credentials that could be intercepted by a MITM.