[nilram]

I had a friend in that situation one year. He reported some imaginary income that brought him up over that limit. Paid the tax on it, received the subsidy, and was able to continue with his existing ACA healthcare plan (and doctors, and etc).

[chubbyFIREthrwy]

Oh wow, good to know about other people who went that route. I was also considering getting a friend to pay me "consulting fees" for their business, and then I'd silently gift back the money ... but, as above, ick.