[Broussebar]

I don't fully understand your comment, are you implying that older generations were able to buy a house in their 20s because they were loyal to their companies?

[ctrw]

If young people have it figured out and don't then why are they worse off than their grandparents?

[Broussebar]

I wonder if the fact that we spend the last 50 years or so having policies erroding all our social benefits might have a role in the deterioration of overall living conditions.

But off course no, it's because our grandparents were more loyal to their companies.