[kingrazor]

It would take me just as long to get my phone out of my pocket as it would to get my wallet out. Plus a lot of machines have tap pay now if your card supports it.

[sofixa]

But you then have to open your wallet, and slide the card out. With the phone, if it's out, it's unlocked and ready to be tapped.

[hot_gril]

It's not unlocked until you unlock it. The only reason the phone is more convenient for some people is because they're playing on it while waiting in line.