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oropolo | 1 year ago

> My advice is to cut your losses with stripe and get a real merchant account.

I thought Stripe was a real merchant account.

discuss

order

FounderBurr|1 year ago

Nope.

Sort setup, short teardown, same as PayPal

Stripe is a minimal to no vetting payment processor. A real merchant account will require contracts and pre-vetting that includes a review of your payment processing history and suitability to the rules of the card networks in question.

incangold|1 year ago

This. There is _so much_ fraud.

People blame the payment processors, and they can certainly be opaque sometimes. But perhaps fairer to lay most of the blame on the fraudsters.

I’m sure Stripe would love the revenue from this enterprise, but they can’t have it without making KYC as complex as banks and losing a lot of their value prop.