Another perspective: The reality is that not all customer service is created equal, and for the individual, escalating through side channels is simply taking advantage of the system as designed.
> Much like the United States has decided, in its infinite wisdom, that caseworkers for immigration and passport services should be staffed in every Congressman’s office and not at the agency that actually handles immigration or passport issuance, there very likely exist people at the bank whose job is working the bank more than it is working for the bank.
> As a sophisticated user of the banking system, a useful skill to have is understanding whether the ultimate solution to an issue facing you is probably available to Tier Two or probably only available to a professional earning six figures a year. You can then route your queries to the bank to get in front of the appropriate person with the minimal amount of effort expended on making this happen.
> You might think bank would hate this, and aggressively direct people who discover side channels to Use The 1-800 Number That Is What It Is For. For better or worse, the side channels are not an accident. They are extremely intentionally designed. Accessing them often requires performance of being a professional-managerial class member or otherwise knowing some financial industry shibboleths. This is not accidental; that greatly cuts down on “misuse” of the side channels by that guy.
Why not? Things get escalated to one superior, then the next, then the next, until finally someone who can take care of the problem. Of course, going from the lowest level directly to the highest level is a bad idea, but there is some middle ground.
junar|1 year ago
> Much like the United States has decided, in its infinite wisdom, that caseworkers for immigration and passport services should be staffed in every Congressman’s office and not at the agency that actually handles immigration or passport issuance, there very likely exist people at the bank whose job is working the bank more than it is working for the bank.
> As a sophisticated user of the banking system, a useful skill to have is understanding whether the ultimate solution to an issue facing you is probably available to Tier Two or probably only available to a professional earning six figures a year. You can then route your queries to the bank to get in front of the appropriate person with the minimal amount of effort expended on making this happen.
> You might think bank would hate this, and aggressively direct people who discover side channels to Use The 1-800 Number That Is What It Is For. For better or worse, the side channels are not an accident. They are extremely intentionally designed. Accessing them often requires performance of being a professional-managerial class member or otherwise knowing some financial industry shibboleths. This is not accidental; that greatly cuts down on “misuse” of the side channels by that guy.
https://www.bitsaboutmoney.com/archive/seeing-like-a-bank/
loco5niner|1 year ago
anon291|1 year ago