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I think both work, from a purely information point of view.

The SingleFile download preserves more of the original format. For a long while I was using MarkDownload and capturing the content that way, but a bunch is lost that way.

I also use Zotero for downloading journal articles (etc), that also has the ability to snapshot, but then I found it was locked up in Zotero. Where my current setup is a Jekyll repo on Vercel that means that the content is almost immediately accessible after the github push and deploy. Something that happens automatically after I click the SingleFile download button (configured in the extension).

I need do no more than grab the web link and paste it into Obsidian, where linking to Zotero from Obsidian is a royal pain (not impossible).