I am working on an app like that. Far from being complete, at this point is syncing with live data from the banks (well, almost live, a few hours behind). My idea is to have the app do as much as possible for you and just tell you how you're doing: if you're saving enough, if you're spending more than usual on something, show you charts, project future savings at the current rate of saving accounting for interest/capital-gains etc. The app would incorporate sound financial planning principles (prioritise paying dept, invest some of the money, live below your means, etc). I'd love to hear from people who would be interested in this.
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