[cowsup]

They seem against any nay-sayers, so I’ll respect that and bite my tongue.

The silver lining is that, their idea (which they later reveal that they “forgot to mention” will also include full banking support and the issuance of cards) is very complicated and will require years of non-stop planning and paperwork before a single customer can be onboarded.

This isn’t handing your friend the keys to a jet and letting them fly a plane, this is your friend wanting to enroll in pilot school. It’s good to try, and, if you realize it’s not for you, there’s nobody harmed as a result.