[ejp]

Any recommendations for a privacy-focused app that can handle transaction splitting in ways other than 50/50? Or tracking accounts from multiple people in a household?

Every app I've tried this is painful or unsupported.

[sushiburps]

https://www.splitwise.com/

[mNovak]

I used to really like Splitwise for group expenses, but they at some point throttled the free accounts to 4 transactions/day, which is painful. Paying a monthly subscription isn't worthwhile if I only use it in bursts a couple times a year, so its back to spreadsheets.

[VMelnalksnis]

I created https://github.com/VMelnalksnis/Gnomeshade for myself, transactions have separate transfers which are between accounts, and purchases, which allows to categorize your spending. This setup also allows to easily handle multiple currencies.

[aaronax]

Any personal accounting software? Quicken, GNUCash, any Plain Text Accounting, etc.

I must be missing something in your requirements.

[ejp]

In my experience, gnucash qualified easily as painful. :)

Here's an example of what I'm talking about: suppose you and a housemate decide that an equitable split for the electric bill is 65/35 based on usage habits. One person pays the electric bill every month. All of these finance apps will download the transaction, categorize the electric bill for me, and maybe apply a custom tag. But I have to manually calculate the amount owed to me, and manually reconcile that with the fact that the other person pays the water bill.

I'd love to find an accounting app for shared arrangements, but it seems like most are targeted to solo or completely joint finances. Monarch listed elsewhere in these comments is the closest I've seen, but it also doesn't support reconciling split transactions.

[diegoholiveira]

GnuCash may be a good option