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If you’re running your business effectively, everything should have redundancy. Including yourself.

[simfree]

Stripe and other payment processors make doing regular PAN data exports hard, so all the credit, debit, ACH and similar stored payment methods are trapped in their system and you are beholden to their whim.

Someone should come up with an automated payment data replication service to hassle Stripe into backing up your data to another merchant account regularly.

[sem000]

True but also build the contingency in your platform that one day you may need to flip a switch, collect CC info and process through another carrier.

While inconvenient, if your product serves its customers, they’ll fill it out again.

Better than sitting with $0 revenue begging a trillion dollar company to care about yours.