[vid]

Wow, some pretty strong opinions here. Did somebody say Nazis?

Tech innovations are always a mixed bag, but there are some great ideas in this, like selective disclosure, where you don't have to reveal all your personal info (address on driver's license) when proving your age. Is uploading a picture of your physical credentials to pretty random web sites supposed to be a better solution?

I also think people deserve to have well described data and interactions, and their "wallet" should become a coherent place of organizing long term information. These standards create that possibility. Letting companies dominate and invent things to their needs as they go along is not a better solution.

It takes some strength from governments to do this properly, which some will point to as backward (witness the reaction to iPhone AI features). But companies have not found the end point of innovation, it needs to be kept open and directed by broad people needs, not the current shiny.

[dalke]

> great ideas in this, like selective disclosure

How will a centralized wallet used for everything solve the human factors problems?

We know there's a deep human factors issue here. Web sites and apps ask for permission seemingly all the time for as much as they can, and most people just agree, because they've learned that usually works.

Until it doesn't.

Here's a Fortune article of how BankID, a widely-used electronic ID in Sweden, is used in fraud, at https://fortune.com/europe/2024/06/21/why-going-cashless-has... :

"For Bagley, the fact that BankID is so commonplace is part of the problem. “It ends up not really being a security measure, but just another step in using a website,” she said. “You don’t really think twice about what the BankID app might say you are logging into.”"

You can blame Bagley for not double-checking the transfer before verifying, but she's not the only one. "Online fraud and digital crime in Sweden have surged, with criminals taking 1.2 billion kronor in 2023 through scams like the one Bagley fell for, doubling from 2021."

[davidy123]

User education, personal AI, responsible vendors will be part of the solution. Seamless and safe transactions are very much desirable, there is a whole world to build on once they're in place, so there is a lot of motivation to solve them, but the solution shouldn't come from a few vendors that have no real regard for the collective outside their customers.