[Ctyra]

> Take nothing for granted. Social Security being the prime example; my mother waited until 65 to start taking it and so she barely enjoyed only 3 years of it. I refuse to repeat that, I am taking Social Security at 62 ASAP and screw

For those inclined to do financial planning: Recently a colleague of mine retired. He mentioned that he plans on waiting for a while before he will start taking social security payments. His logic was that if he were to live longer, this decision would turn out to be a very good decision. This may not be a great decision in case he dies early, but then he won't be there to regret it. I liked the way he phrased it. Of course, his financial situation also allows him to live now without touching his social security. For those not in such good financial state, the decision might be lot more complex.

[Dalewyn]

I replied to another comment that might be of interest to you:

https://news.ycombinator.com/item?id=41760850