We are in the exact same boat. We've been with them since 2002 (when it was still SWReg). We should have switched back in August when they changed the agreement and postponed payment till 60 days. It sounded 'legit' but it should have been a red flag. Yesterday we made the final changes to migrate over to PayProGlobal, and had our first order processed this morning. We have no illusions we'll ever get the money DR/MyCommerce owes us. It all sucks, tho in hindsight we were too naive and trusted them too much. Never again.
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