[sombrero_john]

Dig a little deeper into your dataset and you will find that the reason these people didn't end up homeless is because most of them have well-off / supportive families, trust funds, or Ivy League degrees.

That said I agree that people give in to fear too much, which prevents them from taking risks.

[ilrwbwrkhv]

Homelessness is not happening. If you have the skills to even attempt a startup, you can for sure get a job.

[ebiester]

I saw a bunch of people who had the skills to get a job take months to get one in 2023 and 2024. I've also seen people who think they have the skills to attempt a startup that did not.

All it takes is a downturn at the wrong time and a low capacity for risk.