[nuclearwast]

This is an exception. It's in canada, Québec of all place where cost of living is lower. 1- he should have stayed at home with his parent. 2- his parent should have help him with his debt. 3- he should have worked while studying: this is super rare. 4- university is much cheaper there like 2000$ per semester.

Should I go on?

Pre-pandemic 100k$ is an insane amount. 10k is common, so is 20k, but above that? pretty rare, yet he claims most of his friends had a similar situation.

HEC is one of the best finance school in canada, guy stay there 8 years, seems to have zero knowledge of money.

Then uber eats? That's weird. Most hec diploma will land you a 100k/years, after a few years. 400/month is not that much. Don't quit your job and become homeless for that!

Lots of bad choices here.

[dorfsmay]

Staying at your parents while studying means a local university which one might not be able to get in, or it could a worse choice.

Not all parents can afford to help their kids with their debts, we don't know details about their financial situation.