[josh_cutler]

This is right. I worked in health insurance for a while. If you aren't in Medicare Advantage (which has relatively lower plan churn) it is very unclear that preventative spend on an employer based plan will benefit the payor that paid for it.

[mschuster91]

Not for any specific payor, but when people shop around insurances and every insurance pays Ozempic, then everyone will profit from it in the end.