[masa331]

How would you price it?

[kelseyfrog]

It would incorporate a present value calculation for medical costs, present value of future earnings, work life expectancy, and account for disability-adjusted life years. The marginal price increase would correspond to the hazard ratio adjusted risk of causing harm.

[culi]

I agree this is a good idea. Actuaries do calculations/models like these all the time. We shouldn't limit ourselves by our imagination

[adamc]

I don't see the emotional devastation in that, but those are real costs.