[l1tany11]

The things you are pointing out are largely styling choices. The difference in quality of finishes are, like mentioned, solid surface quartz counters which are basically stain proof, large porcelain tiles, toilets that flush more effectively, low voc paints, engineered wood flooring that doesn’t warp and creak, etc.

[ziddoap]

I'm not quite sure I understand the distinction you're making. In construction terminology, at least, pretty much everything you can see or use is considered a "finishing material".

All of the things that I pointed out, as well as all of the things you point out, would be considered a "finishing material". Some are generally more high quality (e.g. counter, toilet) some are lower (e.g. vinyl flooring), some are no longer really bothered with at all (e.g. crown moulding).