[WesternWind]

The entire premise of insurance is that people get care for their medical issues. Mental health issues are medical issues; just because they manifest in terms of behavioral and thinking changes doesn't make them any less so.

Mental Health coverage does cover therapy, and therapy of various sorts is effective to treat or ameliorate a number of mental health issues, but it also covers psychiatric medication.

Also mental health coverage covers people's kids and dependents, not just them, your focus on the policy holder is a little narrow, I think.

[anon291]

> Also mental health coverage covers people's kids and dependents, not just them, your focus on the policy holder is a little narrow, I think.

Right, but as people are more and more likely to be single, more and more people are policy holders. This is not a situation where you always have a spouse with insurance or something.

> Mental Health coverage does cover therapy, and therapy of various sorts is effective to treat or ameliorate a number of mental health issues

As I said. mental illness is on the rise. We could treat all these issues and spend for it. Or we could try to trace root causes (I know people are working hard on this). The latter seems the more useful method.