[bendauphinee]

> All French citizens are required to have health insurance, and there are three main health insurance funds. The funds are non-profit and negotiate with the state on healthcare funding.

> Does Germany have free public healthcare? Yes, all Germans and legal residents of Germany are entitled to free “medically necessary” public healthcare, which is funded by social security contributions. However, citizens must still have either state or private health insurance, covering at least hospital and outpatient medical treatment and pregnancy.

[ChadNauseam]

Neither of those are single-payer systems, which you can see by the fact that both of your quotations involve multiple payers. Google "does france have single payer healthcare" or "does germany have single payer healthcare" for more info