[FactKnower69]

>I'm just really, really wary of new fintech products to save like .3% on fees

off by an order of magnitude, you're saving 0.03% on fees

[pkkkzip]

in the long run its negative because order flows are sold to hedge funds who ultimately trade against the masses.

I'm also not sure I would trust any fintech startup from YC after Yotta and Coinbase.

Matter of fact, I increasingly find YC rewards unscrupulous and morally cavalier founders and products that does more harm to society than good.

i find myself increasingly growing wary of YC affiliated founders not to mention the obvious CCP money involved.